Michael KruseNeds Review 2026
Neds is the Ladbrokes-sister brand built around the Punters Toolbox suite (Fluc Up, Back Up, Multi Rescue), the Neds Mastercard for instant ATM withdrawal, and Mates Mode for group betting. The app covers thoroughbred, harness and greyhound racing across Australia, AFL and NRL multis, Same Race Multi, and live racing streaming on all three codes. Neds’ referral code - Promo codes neds code is KRUZEY. I run a Neds account specifically for the Toolbox tools on Saturday racing and the card cash out, and KRUZEY readers vote on Neds each year in our Bookmaker of the Year survey - Bookmaker of the year survey.
What do we like about Neds?
- Punters Toolbox: a set of in-app betting tools that give you more control after you have placed a bet.
- Neds Card: a prepaid Mastercard linked to your Neds account, issued by EML Payment Solutions. Move winnings onto the card from inside the app and spend at any ATM or EFTPOS terminal that accepts Mastercard. Closest thing AU bookies have to instant withdrawals.
- Social betting via Groups and Open Groups: create a Group with mates inside the app to chat, share bets and run group bets, or jump into Open Groups to follow tips and banter with thousands of other punters around live events. Easily the most developed social experience on any AU betting app.
Neds Referral Code
Neds Betting App
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Neds covers all three Australian racing codes (thoroughbreds, harness, greyhounds) along with the usual sports menu, with esports and motorsport mixed in too.
The Punters Toolbox is a set of in-app betting tools that give you more control after you have placed a bet, and the social side is where Neds tries hardest. Groups let you chat, share bets and run group bets with mates inside the app, and Open Groups connect you with thousands of other punters for tips and banter around live events. Bets can be shared and copied from people you follow.
Neds Live streams thoroughbred, harness and greyhound racing in-app. Same Race Multi lets you pick two to four runners to finish top four in the one race across all three codes, and Same Game Multi lets you stack legs across markets within a single fixture. Bet Live keeps thoroughbred and harness markets open after the jump.
Bet Tracker watches each leg of a multi play out in real time across NBA, NRL, AFL and more. Apple Pay, PayID, Face ID and Touch ID login are supported on iOS. Android users rate the app noticeably lower than iOS users, worth a scan of recent Play Store reviews before you commit.
The update adds Popular Same Race Multi, which shows the multis other punters are backing in real time, plus Fast Favourites for one-tap pre-built multis. The homepage, racecard and wallet also got a cleaner redesign, with Face ID and Touch ID login if you've forgotten your password.
| iOS | Android | |
|---|---|---|
| Rating | View on the App Store | View on Google Play |
| Number of ratings | 5,118 | 1,062 |
| Latest version | 9.39.1 | 9.39.1 |
| App Last Updated | 4 Oct 2026 | 2 Oct 2026 |
| Minimum OS | iOS 16.0 | Android 9 |
| Download size | 171.3 MB | Not listed |
| Official App |  |  |
iOS and Android data, last checked and updated
Banking
Neds accepts the standard Australian deposit methods. Credit cards are banned for online wagering in Australia under federal law, so all card deposits must be debit.
Deposit Methods
- Visa Debit and Mastercard Debit
- PayPal
- Apple Pay and Google Pay
- PayID
- BPAY
- Bank transfer
Withdrawal Methods
- Neds Card: instant. Withdraw from the app to your Neds Mastercard, then spend or pull cash from any ATM that accepts Mastercard.
- Bank transfer (PayID / Osko, NPP-enabled bank): typically within a few hours, with Neds processing batches multiple times daily, 7 days a week.
- Standard bank transfer: non-NPP banks can take longer, depending on your bank.
Withdrawal options will be limited by AML rules to the methods you have used to deposit.
Neds Contact and Customer Service
- Live Chat: 24/7, available on site and in-app
- Phone: 1300 006 337 (customer support)
- Email: support@neds.com.au
- Help Centre: help.neds.com.au -
Our Verdict on Neds
Neds is one of the more distinctive Australian betting platforms. The Punters Toolbox is a real point of difference, the Neds Card cuts withdrawal friction to a Mastercard tap, the social side of the app is the most developed in the country, and Same Race Multi runs across all three racing codes for the punters who like to stack runners. The iOS app sits around four and a half stars from thousands of reviews, which is a strong vote of confidence.
Where it falls short: there is no live sports streaming inside the app (live racing is in via Neds Live), the Android version is rated noticeably lower than the iOS version, and Neds shares account limits with Ladbrokes because both operate under Entain Group, so the two are treated as one customer for risk and account limits. Compared with the other operators on our best betting sites in Australia - Best betting sites list, Neds is the pick for a punter who values social features, tactical bet controls and the Neds Card over the very best price on every bet.
Neds Review FAQs
How fast are Neds withdrawals?
Withdrawals to the Neds Card are instant. Bank transfers via PayID or Osko on NPP-enabled banks are typically processed within a few hours, with Neds running withdrawal batches multiple times daily, 7 days a week. Standard non-NPP bank transfers can take longer depending on your bank.
Can I have a Neds and a Ladbrokes account at the same time?
You can hold both accounts, but Neds and Ladbrokes are both owned by Entain, so they share risk and account limits at the customer level. If one account is limited, the other usually is too. For practical purposes most punters treat them as a single relationship.
Is Neds legit in Australia?
Yes. Neds is operated under Entain Group Pty Ltd (ABN 25 151 956 768), licensed in the Northern Territory and regulated by the Northern Territory Racing Commission. All the standard Australian responsible gambling tools (deposit limits, BetStop, self-exclusion) are built in.
How do I sign up to Neds?
Head to the Neds website, hit the Join button and complete the online identity verification flow using standard Australian identity documents (driver’s licence, Medicare card or passport). The referral code KRUZEY is optional at sign-up.
Does Neds have a refer a friend or referral code?
Yes. Use the KRUZEY referral code during sign-up. For the dedicated KRUZEY page on the Neds referral code, see our Neds referral code - Promo codes neds code page. The KRUZEY code is a referral code only and does not unlock any sign-up bonus.
What is the Neds Card?
The Neds Card is a prepaid Mastercard linked to your Neds account, issued by EML Payment Solutions (ABN 30 131 436 532). You can move winnings onto the card from inside the app and then spend or cash out at any ATM or EFTPOS terminal that accepts Mastercard. It is the closest thing Australian bookies have to genuinely instant withdrawals.
What is the Punters Toolbox?
The Punters Toolbox is a set of in-app betting tools that give you more control after you have placed a bet. Specific market eligibility is set inside the app.
Does Neds have live sports streaming?
No. Live sports streaming is not available inside the Neds app. Live racing is, via Neds Live (called Live Vision on Android), which streams thoroughbred, harness and greyhound racing free in-app for account holders. For live sports you will need a separate streaming service.
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